Financial Services

Verify before
you talk.

KYC-aware, tokenised, and compliance-ready voice agents for the conversations your business runs every day. Onboarding, account servicing, fraud confirmation, and collections — without the contact-centre overhead.

Identity verification · live
caller +44 20 ★★ 0922 · agent: Reza v14
step 3 of 4
Account match by phone
caller_id verified
PASS · 80 ms
DOB + last-4 SSN
spoken & tokenized
PASS · 4.2 s
3
Voice biometric
passive · enrolled profile
scoring
4
Knowledge-based auth
"recent transaction over £100"
queued
Outcomes
Lower
Cost per servicing call
vs. outsourced BPO
Higher
Recovery rate
vs. baseline collections
Under a minute
Median identity verify
end-to-end · 4 factors
0
PCI in scope
tokenized capture, no raw card
Where Convexa works in finance

Six workflows.
One service.

From day-zero onboarding to day-90 collections, our team designs, builds, and manages the AI voice agents behind the conversations every financial product needs — without bolting on a vendor per step.

Account onboarding & KYC

Capture demographics, run KBA, score voice biometrics, escalate edge cases to a human banker.

Median time to verified38 s
Drop-off rate8% · was 22%

Card & account servicing

Balance, transactions, dispute opens, card replacement, address change — all handled with bank-grade auth in front.

Containment79%
CSAT4.5 / 5

Fraud verification & alerts

Outbound transaction confirmation calls. Caller-side voice biometric, real-time card-freeze on suspicious replies.

Outbound velocity2,000 / hr
Avg time-to-confirm52 s

Loan servicing & collections

Payment reminders, hardship intake, settlement offers — FCA CONC aligned, with attempt caps and quiet-hour enforcement.

Recovery lift+22%
Compliance findings0

Wealth & advisor support

Schedule reviews, capture life events, route to the right advisor, log meeting outcomes in the CRM.

Review completion+34%
Advisor hours / week back~ 6

Commercial & SMB lending

Pre-qualify applications, request missing docs, schedule underwriter calls — outbound, in the borrower's language.

Time-to-decision−41%
Documents auto-collected78%
Example fraud call

Outbound to confirm.
Card frozen in-call.

When the fraud-detection system flags a transaction, Convexa dials the cardholder — verified by voice biometric — and acts on the response before hangup.

Example call · fraud confirmation · txn_4f9c · £824.10 · 2:14 AM
AGENT

"Hi, this is Reza calling from your bank's fraud team. I'm calling about a charge of £824.10 at an electronics store at 2 in the morning. Was that you?"

CALLER

"No — definitely not me."

verify_voice_biometric() → 0.96
AGENT

"I'm sorry that happened. I've frozen the card and I'm opening a dispute for £824.10 — refund hits within two business days. New card ships overnight. Anything else flagged?"

freeze_card(card_id) · open_dispute(txn_id) · order_replacement()
CALLER

"That's it. Wow — thank you."

Compliance, encoded

Every reg you care about,
enforced on every call.

Not a binder of policies for an agent to memorise. We encode your controls into the agent so non-compliant actions are blocked before they happen.

SOC 2 Type II-audited infrastructure
Continuous audit, report on request
PCI DSS-compliant payment handling
Tokenized voice capture, zero raw card
FCA CONC + CCA
Quiet hours, attempt caps, cease-and-desist
FCA Consumer Duty
Outcomes-based, vulnerable-customer flags
UK GDPR / DPA 2018
Subject-access requests handled on request
OFSI + FATF
Sanctions check + suspicious-activity flags

Wired into the core.

Convexa reads from and writes to the core banking, loan-origination, and fraud platforms you already run.

FIS
Fiserv
Jack Henry
Temenos
nCino
Plaid
Stripe Issuing
Marqeta
Salesforce FS
Sigma
Alloy
Custom REST

“Fraud confirmation calls that used to take several minutes and a queued human can now be handled in under a minute — and customers actually thank us.”

UK retail bank risk team
Built to scale,
human by design.

Talk to a finance SE who's deployed against your core.